Content Manager Choosing what features you want on your Virtual Lender® web site has never been easier. After setup of your site, you can log into your BPM and turn your Virtual Lender® features "on and off". You can choose which calculators you want your borrowers to see and also which applications or pages you want your borrowers to use along with any other feature you would like to turn on or off. It is as simple as turning on a light switch!